Consumer Debt & Personal Bankruptcy 101

Julie Cvek Curley is a partner of the firm practicing in the areas of corporate and consumer bankruptcy, as well as foreclosure and mortgage defense, mortgage loan modification, and real estate. Ms. Curley concentrates her practice representing a variety of corporate and individual debtors, with an emphasis on construction reorganizations and real estate workouts.

In addition to her practice, Ms. Curley donates her time and energies to the indigent community in Westchester county. In 2008, Ms. Curley, together with the Legal Services of the Hudson Valley, established a pro se clinic to assist individuals who cannot afford an attorney to file their own Chapter 7 bankruptcy petitions.

Education 

• Hofstra University School of Law, J.D., 2004
• Recipient of the Benjamin Weintraub and Alan Resnick Bankruptcy Law Award
• New York University, B.A., 2001

Awards and Speaking Engagements 

• 2013 Recipient of New York Metro Rising Star by New York Super Lawyers, handed out to the top 5% of practicing attorneys in the State ofNew York
• Panel Speaker for a workshop titled “Double Dip — How Will We Know?” sponsored by the New York Chapters of ACG and TMA on October 21, 2011 which examined the state of the lending market and the impact on banks, companies and the workout field, exploring the recent fluctuations in the lending and distressed bond market and discussing the impact access to capital
• Panel Speaker at CLE Program titled “New York Foreclosures & Workouts: Bankruptcy Alternatives for Distressed Debt” on June 24, 2011 instructing real estate agents on unique bankruptcy issues when dealing with distressed debt
• Panel Speaker at CLE Program titled “Viable Alternatives For Dealing with Distressed Debt in the Troubled Real Estate Market” on May 13, 2010 advising practitioners on dealing with undersecured debts in a Bankruptcy scenario
• Panel Speaker at CLE Program titled “How to Conduct a Pro Se Chapter 7 Bankruptcy Clinic” on March 19, 2009 instructing Bankruptcy practitioners on conducting a Chapter 7 Bankruptcy clinic
• Presented with the “2009 Partner in Justice” award by The Board of Directors of Legal Services of theHudsonValley, theProBonoNYWestchesterCountyCommittee & PaceLawSchool in Recognition of Outstanding Commitment to Justice for the Poor
• Moderated CLE Program titled “Practice Pointers and Mistakes to Avoid When Filing a Bankruptcy Case” on October 22, 2008 featuring U.S.B.J. Hon. Adlai S. Hardin, Jr.; Jeffrey L. Sapir, Chapter 13 Trustee; Marlene Guercy, Deputy in Charge, Clerk’s Office; and Laura Brundage, Assistant Deputy in Charge, Clerk’s Office
• 2008 Above the Bar Award Recipient for “Westchester County’s Most Promising New Attorney” presented by Westchester County Business Journal, Westchester County Bar Association, Citrin Cooperman & Company, LLP, Pace Law School and Mahopac National Bank 

Publications

• Homeowners in Distress: The New Mortgage Modification Laws” Published: Westchester Women’s Bar Association Newsletter, June 2009
• “Bankruptcy Law Reform in the Works to Allow Mortgage Modification” Published: Westchester Women’s Bar Association Newsletter, April 2009
• “Bankruptcy Abuse Prevention & Consumer Protection Act: Unconstitutional?” Published: Westchester County Bar Association Newsletter, September 2006
• “The Impact of Sections 526, 527, and 528 of the Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 On Counsel to Debtors With Primarily Consumer Debts” Published: Westchester County Bar Association Newsletter, December 2005, co-authored with Arlene Gordon Oliver, Esq.
• “Preparing for Life After Law School: Mastering the Multi-Step Process for Job Hunting” Panel Speaker on at the NYSBA 2006 Annual Meeting in New York City, NY.