Additional Insureds and Risk Transfer in Construction Contracts

This course, taught by Andrew  Witik, a partner in the Insurance practice at Tressler LLP, will concentrate on the recent trend toward anti-indemnity legislation and its impact on additional insureds within the construction industry. There are significant developments afoot in the insurance industry regarding additional insureds and the transfer of risk in construction activities, including the linking of the underlying construction contracts and subcontracts to the type and scope of insurance procured.

This noteworthy coupling takes on heightened significance in the context of an owner's or builder's status as an additional insured under a Commercial General Liability (CGL) policy because of more restrictive anti-indemnity statutes passed by many state legislatures in recent years. These important changes require the steadfast attention of the policyholder, the claims professional, and the attorneys who advise them.

Learning Objectives: 

1. Understand the current landscape of state anti-indemnity statutes and the impact on additional insureds
2. Assess recent developments in the insurance industry regarding risk transfer provisions in construction contracts
3. Identify key policy language to watch for in construction contracts with additional insureds