On Demand Audio

A Beginner’s Primer to Retirement Plan Distribution Rules

(2k+ reviews)

Produced on December 11, 2018

Taught by
$ 59 Tax and Wills, Trusts, & Estates In Stock
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Course Information

Time 1h
Difficulty Beginner
Topics covered in this course: Tax Wills, Trusts, & Estates

Course Description

Many people have retirement plans but few can fully articulate the basic rules concerning distributions from those plans. This is understandable considering the federal rules concerning retirement plan distributions are some of the most complex around. 

The purpose of this course, led by attorney Spencer Reames, is to give a basic introduction to - and overview of - some of the fundamental rules so that practitioners have a general understanding of the retirement plan distribution framework.


Learning Objectives:

  1. Identify the general applicability of retirement plan distribution rules
  2. Review basic retirement plan distribution restrictions and requirements
  3. Break down requirements such as the Required Beginning Date, First Year Distribution, and the calculation of Required Minimum Distributions
  4. Address rules concerning distributions after a plan participant’s death, including death before and after the Required Beginning Date, designation of beneficiaries, general rules concerning spouses, and transfers to trusts


Credit Information

After completing this course, Lawline will report your attendance information to {{ accredMasterState.state.name }}. Please ensure your license number is filled out in your profile to ensure timely reporting. For more information, see our {{ accredMasterState.state.name }} CLE Requirements page . After completing this course, {{ accredMasterState.state.name }} attorneys self-report their attendance and CLE compliance. For more information on how to report your CLE courses, see our {{ accredMasterState.state.name }} CLE Requirements FAQ .

Faculty

Spencer L. Reames

Farrell Fritz, P.C

Spencer L. Reames focuses on estate planning and litigation, representing clients throughout the New York metropolitan area in probate contests, contested accountings, discovery and other related proceedings. His practice includes conducting pretrial discovery, legal research and drafting motions



Reviews

LP
Leticia P.

Excellent information for those of us close to retirement.

AK
Anne K.

Very good and useful course.

TP
Todd P.

Clear and concise presentation.

RC
Ruth C.

The topic was explained in a way that was clear and engaging.

JM
John A. M.

Clear, well-organized, and highly educational presentation on an important and timely topic. Highly recommended. Great job!

GL
Gwenn L.

Good presentation.

WD
William D.

Great explanation of distribution rules; especially on the see through trusts.

JD
Joseph D.

The lecture failed to mention the 2019 changes to the RMD rules.

JC
Juliana C.

ONE OF THE BEST I'VE WATCHED. NOT JUST A FILLER.

WF
Warren F.

Very well-rounded presentation.

JD
Joan D.

Given the tax code changes since this was recorded is it still accurate.

MP
Malcolm P.

Excellent presentation - very informative.

WK
Wes K.

Excellent presenter and presentation!

MG
Michael G.

Solid course with good presentation of material.

PP
Paul P.

Thank you.

PW
Pamela W.

Good basic overview of these complex rules. Some sections are out of date due to recent legislation.

SH
Stuart H.

The complicated program was easy to understand

CP
Caroline P.

Good Information and appreciate the extra materials provided.

MM
Mary M.

Excellent distillation of a lot of material.

CG
carrolyn g.

Excellent course. The presentation was very informative and easy to follow.

AG
Ann G.

absolutely fantastic. Great facts, great advice. I learned key points from this lecturer.

DS
David S.

Excellent

JS
Jennifer S.

Very informative

DG
Douglas G.

Very informative and to the point.

DH
David H.

Very informative. I realize now I need to consult with a T&E lawyer.

AB
Amy B.

Really enjoyed this content - the speaker was very knowledgeable and the content was broadly applicable!

EC
Edward C.

impressive delivery and command of the faculty member's subject matter.

FK
Ferdinand K.

Very informative.

RM
rosanne m.

Great

LB
Linda B.

Well done.

DD
Dave D.

Great course

RB
Roy B.

Very clearly presented and informative.

CM
Cecilia M.

great presentation - well constructed

PB
pat b.

Excellent

RB
Roger B.

Excellent presentation

DG
Daniel G.

this was great seminar; speaker is clearly well informed and provided excellent information and written materials one of the best that i have attended

CL
Cathy L.

Explained a complex topic in clear manner

KS
Kathleen S.

Nice overview.

DC
David C.

One of the best CLE courses I have taken over the years.

NF
Neal M F.

Excellent primer on retirement distributions.

JK
john k.

very clear, concise presentation

JR
Jill R.

Excellent. Detailed but concise and clear. Very well presented.

JF
James A. F.

This was an excellent and lucid introduction to a very complex topic. Highly recommended.

KM
Karen K M.

Presenter was very good with a horribly intrigue subject.

DK
Dean K.

Excellent and thorough presentation. I would be curious to know if most vendors of IRA's and other retirement plans are willing to offer advice or followup regarding distributions.

WN
Walter N.

nice presentation

MG
Mary E G.

Informative and interesting and useful presentation.

LM
Lauren M.

Thank you for the excellent presentation.

MT
Mark T.

Outstanding program.

HG
Henry G.

Excellent presentation, speaker, substance and examples.

FB
Fred B.

Spencer helped make a complicated subject easier. Second video with him and will look for more.

TS
TOM S.

may be the best course I've viewed

JH
James A. H.

excellent program content and presenter

TM
Tiphani M.

Very educational!

AL
Aaron L.

Very informative presentation with a good practical examples.

JS
Joyce Chen S.

Very clear and organized

KM
Kimberly M.

Loved his voice. Very soothing

SG
Susan G.

Speaker was very knowledgeable and really knew how to convey to the material in a manner that was understandable.

VM
Vicky M.

Extremely organized and succinct presentation.

RV
Ross V.

This course was worth my time.

WB
william f b.

explained the material clearly

JN
John N.

Instructor was knowledgeable and thorough in his coverage of the material. He emphasized the benefits of designating an individual beneficiary, rather than allowing a plan to fall into an estate or a trust following the death of the plan participant. Also, avoid at all cost the 50% penalty for failure to take timely the minimum required distribution each year.

MG
michael g.

Very good overview of retirement plan distributions for those of us who do not practice in the area.

JD
James D.

Excellent basis. Will now check agains new SECURE Act.

JC
John C.

Very articulate and concise speaker for a subject that could otherwise be confusing at this level.

MZ
Maxwell Z.

Learned something that helps a client.

JP
James P.

Good voice

DR
Deborah R.

This was most helpful for me personal retirement planning. Thank you.

MM
Mauricio M.

Very helpful to me in my practice

JC
Julianne C.

great intro course

ML
Michael J. L.

Excellent basic presentation

RV
Ron V.

Excellent overview -- instructor provided a number of good practice pointers

RW
RICHARD W W.

An outstanding course. Best I'm ve seen on RMD

MO
Michael O.

Very informative. Useful regardless of your area of practice.

KD
Katherine D.

This was very helpful, from a personal perspective. thank you.

DM
Don M.

Great!

MB
Mark B.

Very helpful.

DZ
David Z.

Very useful information

WB
William B.

Great overview of very complex topic.

AR
Andrea R.

I enjoyed this presentation so much I may rewatch it !

MS
Marc S.

Excellent

SS
SHARON S.

Limited but well done .

DN
Donica N.

Good course

DS
Darryl S.

The material covered during the presentation is useful because many people have these retirement plans and have no idea what's coming in the future and how to plan effectively.

DL
David L.

Excellent

FK
Frances K.

Much better and more comprehensive than I anticipated!

JB
John B.

That was a very informative course on retirement planning. The presenter did an excellent job. Thank you!

MF
Michael F.

Very well done!

TG
Thomas G.

good

CL
Colette L.

Excellent information in reference to MDR's

ET
Elisha T.

Several good details in the materials.

JA
Judith A.

Excellent instructor!

DB
Dwight B.

great

SL
Susan L.

Superb presentation

AS
Allan S.

A useful explanation of a very technical area. I recommend.

JS
Joseph S.

Great presenter!

DB
Deborah B.

Pretty deep

MM
Mark M.

Made math interesting,. Detailed but interesting

GS
Gwendolyn S.

Current and informative.

DD
David D.

Good presentation.

MM
Matthew M.

As always, best information available, in an easy format!

ML
Michelle L.

Very helpful and informative

CK
Carla K.

Very useful information

ES
Emile S.

Very informative. Enjoyed lecture.

SJ
Stuart I. J.

Very interesting!

LC
Leonard C.

This was an excellent primer!

DH
Deborah H.

Very clear presentation of complicated rules. Extremely helpful! I wish I'd seen it years ago.

KL
Kitty L.

Very clear!

PG
Paul G.

Excellent presentation of complicated subject.

AM
Agnes M.

Mr. Reames was great - very enjoyable presentation.

PS
Pam S.

Very helpful!

MW
Michael W.

Very good introduction to complex subject.

JD
James D.

Excellent

IL
Ira L.

Excellent

GP
G. Christine P.

Very good presentation, provides a great foundation for estate planning (even for myself). Thank you.

QJ
Quincy J.

This was an outstanding introductory course.

PO
Patrick O.

Terrific presentation.

PB
Peter B.

thanks

JA
James A.

Very informative, organized presentation.

DB
David B.

The course was excellent! I really enjoyed it!

JF
James F.

Excellent intro to the distribution rules

PR
Pamela R.

He is an excellent instructor -- one of the best offered by Lawline. His materials were the best of any I have received. He should offer more courses,

WC
William C.

Speaker was especially clear and concise. I have no experience in the subject matter. Nonetheless I was able to understand the information. This would not have happened without this individual's guidance.

DB
Derek B.

Thank you

CW
Catina W.

Extremely valuable

BR
Barbara R.

excellent course. material was presented in a very professional manner.

ES
Elizabeth S.

Very Informative

JO
James O.

Excellent overview of RMDs and other distribution issues.

JP
Julie P.

Good program on a complicated topic

TE
Ted E.

Very good course

KH
Kimberly H.

Excellent overview.

AM
ABIGAIL M.

good as an initial introduction

RA
Ronald J A.

Great job! Love it.

BC
Brian C.

Excellent presentation

MS
Michael S.

Excellent course. Very informative

JZ
Jay Z.

Nicely done. Clear and concise outline of rules. Good use of examples when needed.

TL
Theodore L.

Heroic effort to tour alternate distribution schemes. Clear.

TH
Theresa H.

Very clear and precise. Great material and presentation.

MS
Michael S.

Good program

KB
Karen B.

Excellent information

FD
Frank D.

Speaker was able to convey the information well.

TG
Tom G.

Excellent program --- one of the best I've attended. Clear, useful explanations of a difficult topic I've long struggled to understand and I feel like I really get it now.

ME
Mark E.

VERY HELPFUL. THANKS.

AC
Allan C.

Very good overview

MR
Michael R.

good speaker pleasant demenor

RM
Robert M.

Very good

JH
Joseph H.

Excellent speaker

TS
Thomas S.

Very important topic that applies to everyone. Not just practitioners. Great job.

CJ
Christopher J.

Well informed speaker with ability to convey technical information very clearly.

SH
Sharon H.

Outstanding!

CC
Cathleen C.

Very good presentation - logical, easy to understand and a very good speaker.

HV
Henry V.

Great for attorneys dealing with clients nearing retirement.

TM
Thomas M.

Excellent Presentation.

SN
Steven N.

really enjoyed this instructor.

KG
Kenneth G.

Very informative - good course materials as well

TZ
Terence Z.

Well delivered and well-organized presentation.

JF
John F.

Extremely informative CLE; will definitely re-watch and seek additional information for further insight.

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